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Clean up your credit with the acclaimed plain-English guide to fixing your credit troubles Nearly 80 percent of credit reports contain errors. In a tough economy when credit is tight, you need to be certain that your financial records are correct and up to date. A less-than-flattering report can hurt your chances of qualifying for credit card, loans, renting an apartment — even finding a job. But a bad credit report can almost always be improved or corrected. Credit Repair shows you how to fix your credit situation, explaining the necessary steps in plain English. Learn how to:. decipher your credit report. get mistakes on your credit report fixed. avoid credit discrimination. get positive information added to your credit report. plan a realistic credit repair strategy. negotiate with creditors. avoid future problems by establishing a realistic budget and getting out of debt now Credit Repair includes dozens of forms and letters that will help you spruce up your credit report as easily as possible!